GET DEBT FREE

We can do a free assessment for you to determine if you are over-indebted and restructure all your payments and interest rates to something more affordable.

Leave your details and we'll call you back

    Please take note that Gauteng Debt Counselling is POPIA compliant and will not share your personal information with anyone other than agreed upon.

    GET DEBT FREE

    We can do a free assessment for you to determine if you are over-indebted and restructure all your payments and interest rates to something more affordable.

      Please take note that Gauteng Debt Counselling is POPIA compliant and will not share your personal information with anyone other than agreed upon.

      GET DEBT FREE

      We can do a free assessment for you to determine if you are over-indebted and restructure all your payments and interest rates to something more affordable.

        Please take note that Gauteng Debt Counselling is POPIA compliant and will not share your personal information with anyone other than agreed upon.

        Debt Payments

        A single payment will be taken from your bank account every month by an NCR approved Payment Distribution Agency.

        You have complete control to confirm payments are received and transferred.

        Statements

        You will receive a 1 page statement showing how much each credit provider received each month.

        The distribution of your money will be according to the negotiated plan and will not be more or less.

        Reliable History

        Gauteng Debt Counselling has been in the Debt Review practice since 2009.

        Our track record is excellent, delivering great quality service with an understanding attitude combined with a commitment to your success.

        Focused Service

        We only practice Debt Counselling and associated Debt Review Services. This implies that our focus is aligned with no conflict of interest.

        The Process is Time Sensitive

        The Debt Counselling Process is extremely sensitive to time frames. Our systems are well designed to stay within them.

        We use systems providers that are market leaders to make sure we are always on time.

        Ready for a free assessment?

        The Debt Counselling Process

        The process starts with you deciding that you want to get out of the financial problem. This is then followed by these steps described in detail below

        Stage 1 –  You complete the Contact Request Form to receive a Free Assessment either telephonically, via email or in person.
        –  If you decide to proceed, you sign the Application form.
        –  We determine if you are over-indebted or not.
        Stage 2 – We inform all your credit providers that you are over-indebted and that the process will continue.
        – The Credit providers provides us with accurate and up to date information about all you accounts.
        – From the 1st month you start paying a single, reduced monthly instalment that covers all your credit provider (debt) payment
        Stage 3 –  We restructure all your debt payments into a payment plan called the debt restructuring plan.
        –  We negotiate this repayment plan with all your credit providers and receive acceptance letters from them.
        Stage 4 –  We appoint our attorney to apply for a court order to make the new agreements a court order.
        –  The Court Order is served to all credit providers.
        In the End
        –  After you have repaid all you debts. We provide you with a Clearance Certificate.
        –  We update all Credit Providers and Credit Bureaus that you have repaid your debts.
        –  Your name is cleared and you can apply for debt again.