The process starts with you deciding that you want to get out of the financial problem. This is then followed by these steps described in detail below

The Debt Counselling Process

The process starts with you deciding that you want to get out of the financial problem. This is then followed by these steps described in detail below

Stage 1
–  You complete the Contact Request Form to receive a Free Assessment either telephonically, via email or in person.
–  If you decide to proceed, you sign the Application form.
–  We determine if you are over-indebted or not.
Stage 2
– We inform all your credit providers that you are over-indebted and that the process will continue.
– The Credit providers provides us with accurate and up to date information about all you accounts.
– From the 1st month you start paying a single, reduced monthly instalment that covers all your credit provider (debt) payment
Stage 3
–  We restructure all your debt payments into a payment plan called the debt restructuring plan.
–  We negotiate this repayment plan with all your credit providers and receive acceptance letters from them.
Stage 4
–  We appoint our attorney to apply for a court order to make the new agreements a court order.
–  The Court Order is served to all credit providers.
In the End
–  After you have repaid all you debts. We provide you with a Clearance Certificate.
–  We update all Credit Providers and Credit Bureaus that you have repaid your debts.
–  Your name is cleared and you can apply for debt again.

Free Call Back Request

Please complete and submit the form below

Ready for a free assessment?

Our happy clients

In 2007 I was hi-jacked, lost my job and consequently my kids were taken away. As soon as I have had some financial means, I have met with Dagro Debt Management. David was very helpful and in no time I was under debt counselling. Leandie Brink assisted me in making recommendation on how to make additional payments on old outstanding Old Mutual loans, and within a period of three years, I have paid my outstanding debt. I have never felt like just a number as they treated me as a valued client. I am grateful to report that I have landed back on my feet and that I have a house now filled with kids and love.

Antionette Uys