Debt Review Across Gauteng
We are based in Pretoria and help people in every part of Gauteng. Your free assessment, your application and your monthly support all work by phone, WhatsApp and email, so where you live makes no difference to the help you get.
★ Debt Review Awards: Top 5 Large Debt Counsellors 2025 · Top 10 Medium Debt Counsellors 2026
Get a free call-back
Leave your details and a debt counsellor will call you. No obligation.
Find your area
Choose your municipality for local details, or simply call or WhatsApp us. The process, the law and the NCR fee caps are the same everywhere.
| Municipality | Main cities and areas | Page |
|---|---|---|
| City of Tshwane | Pretoria, Centurion, Soshanguve, Mamelodi, Akasia, Atteridgeville, Hammanskraal, Bronkhorstspruit | Pretoria & Tshwane |
| City of Johannesburg | Johannesburg, Sandton, Randburg, Roodepoort, Soweto, Midrand | Johannesburg |
| City of Ekurhuleni | Kempton Park, Benoni, Boksburg, Germiston, Alberton, Springs, Brakpan, Edenvale | Ekurhuleni |
| West Rand District | Krugersdorp and Mogale City, Randfontein, Westonaria, Carletonville | West Rand |
| Sedibeng District | Vereeniging, Vanderbijlpark, Meyerton, Heidelberg | Vaal & Sedibeng |
| Other provinces | Western Cape, KwaZulu-Natal, Eastern Cape, Free State, North West, Mpumalanga, Limpopo, Northern Cape | Anywhere in SA |
Live in Centurion? See our Centurion page.
Quick answer: Wherever you live in Gauteng, your restructured plan is made an order of the magistrate’s court for your area, and you pay one amount a month by debit order through an NCR-registered payment distribution agency. You do not need to visit our office.
How debt review works
Five steps, usually over 3 to 5 years. We handle the paperwork, the negotiations and the court application.
1. Assess
A free, no-obligation look at your income, living costs and debt, to see whether you are over-indebted.
2. Protect
We notify your credit providers and the credit bureaus. From then on they may not start new legal action on the accounts included.
3. Restructure
We negotiate lower instalments and interest with each credit provider, so the total fits your budget.
4. Order
Your restructured plan is made an order of the magistrate’s court, or confirmed by the National Consumer Tribunal.
5. Clear
You pay one amount a month through an NCR-registered payment distribution agency until you receive your clearance certificate.
Timing matters: if a credit provider has already sent you a Section 129 notice on an account, that account can no longer be included in debt review. Contact us as soon as you start falling behind, not when the summons arrives.
Ready to find out where you stand?
Tell us where you are and what you owe. The assessment is free and does not commit you to anything.
Gauteng Debt Counselling · NCR-registered debt counsellor Leandie Brink (NCRDC2414) · Member of DCASA · 463 Protea Street, Strubenkop, Pretoria · Mon to Fri, 08:00 to 16:00 · 087 056 0654 · [email protected]
The free assessment does not bind you to any agreement.